Cin7 Pay is available to business based in Australia, Austria, Belgium, Canada, Croatia, Cyprus, Estonia, Finland, France, Germany, Hong Kong, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, New Zealand, Portugal, Singapore, Slovakia, Slovenia, Spain, Sweden, Switzerland, Thailand, the United Arab Emirates, the United Kingdom, or the United States.
Pricing schedule
Cin7 Pay deducts fees from each transaction based on the payment method and total amount. The fee for each transaction is displayed under Payment fee in the payment summary. Your payouts are the net total of that day’s transactions after fees are deducted.
A standard fee of US$0.30 plus 3% applies to payments that have no other fees.
Standard domestic card fee (includes digital wallets)
2.85%
2.85%
Premium card fee (includes digital wallets)
3.85%
3.85%
International card fee (includes digital wallets)
4.35%
4.35%
Currency conversion (FX)
2.00%
2.00%
Multicurrency settlement fee
1.00%
1.00%
BNPL payments using Affirm
6.00%
6.00%
BNPL payments using Afterpay/Clearpay, Klarna, or Zip
6.00%
6.00%
Per transaction fee for card and wallet payments
$0.30
$0.30
Per transaction fee for BNPL payments
$0.30
$0.30
ACH direct debit (max fee of $20)
0.8%
Pre-authorised debits (PADs) (minimum fee of 4.00 in the transaction currency)
0.35%
Dispute/chargeback fee for cards
$15.00
$15.00
Dispute/chargeback fee for bank debits
$15.00
$5.00
Failed transaction fee
$4.00
$5.00
Instant payouts (charged on net payout)
2.00%
2.00%
Europe
Fee
UK / GBP (£)
EEA / EUR (€)
SE / SEK
CH / CHF
Standard domestic card fee (includes digital wallets)
1.5%
1.5%
1.45%
2.85%
Premium card fee (includes digital wallets)
2.8%
2.8%
1.85%
3.20%
European Economic Area and UK card/digital wallet fee
2.5%
2.5%
International card fee (includes digital wallets)
3.20%
3.20%
3.20%
3.20%
Revolut Pay
1.6% + 20p
1.6% + €0.25
Currency conversion (FX)
2.00%
2.00%
2.00%
2.00%
BNPL payments using Afterpay/Clearpay, Klarna, or Zip
6.00%
6.00%
6.00%
Per transaction fee for card and wallet payments
£0.20
€0.25
SEK1.80
CHF0.30
Per transaction fee for BNPL payments
£0.30
€0.40
Bank debit fee (minimum fee of 4.00 in the transaction currency)
0.35%
0.35%
Bacs/SEPA direct debit (minimum fee of 4.00 in the transaction currency)
0.35%
0.35%
Pay by Bank
1% + 20p
1% + €0.25
Dispute/chargeback fee for cards
£15.00
€15.00
SEK175
CHF15
Dispute/chargeback fee for bank debits
£5.00
€15.00
SEK175
CHF15
Failed transaction fee
£5.00
€3.50
SEK40
CHF3
Instant payouts (charged on net payout)
2.00%
2.00%
2.00%
Oceania
Fee
AU / AUD
NZ / NZD
Standard domestic card fee (includes digital wallets)
1.65%
2.60%
Premium card fee (includes digital wallets)
2.65%
3.60%
International card fee (includes digital wallets)
3.45%
3.65%
Currency conversion (FX)
2.00%
2.00%
PayTo
1% + $0.30
BNPL payments using Afterpay/Clearpay, Klarna, or Zip
6.00%
6.00%
Per transaction fee for card and wallet payments
$0.30
$0.30
Per transaction fee for BNPL payments
$0.30
$0.30
BECS direct debit/NZ BECS direct debit (maximum fee of 20.00 in the transaction currency)
0.8%
0.8%
Dispute/chargeback fee for cards
$25.00
$25.00
Dispute/chargeback fee for bank debits
$2.50
$6.00
Failed transaction fee
$2.50
$6.00
Instant payouts (charged on net payout)
2.00%
2.00%
APAC and Middle East
Fee
HK / HKD
SG / SGD
UAE / AED (د.إ)
Standard domestic card fee (includes digital wallets)
3.35%
3.35%
2.85%
Premium card fee (includes digital wallets)
4.35%
4.35%
3.85%
International card fee (includes digital wallets)
3.85%
3.85%
3.85%
Currency conversion (FX)
2.00%
2.00%
1.00%
Per transaction fee for card and wallet payments
$2.35
$0.50
dh1.00
Dispute/chargeback fee for cards
$85.00
$15.00
dh60.00
Instant payouts (charged on net payout)
2.00%
2.00%
Multicurrency fees and support
Multicurrency settlements are available for businesses in the United States, Canada, European Union, and United Kingdom by default. If you’re based outside these regions, contact support. A 1% or 2% settlement fee applies, charged in the settlement currency.